Blog
30th June 2015
The UK’s mortgage industry must improve their response to the challenges posed by an aging society and also become more in line with the rising number of retirees that secure a loan for property. This is the viewpoint of David...
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Housing Market in Supply Crisis as Homes for Sale Plunge to Lowest Level for 37 Years
26th June 2015
The number of houses up for sale has fallen to the lowest level since 1978, despite chartered surveyors’ expectations of a rise following the general election. This lack of supply is pushing house prices up and they are set to increase...
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Can The Banks of Today Endure The Next Big Disruption?
25th June 2015
It is without doubt that, over the last decade or two, the financial industry has changed both radically and progressively. Gone are the days where your statement was only available during bank opening times. These days, most of the financial...
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How is Peer-to-Peer Lending Taxed?
17th June 2015
In Chancellor George Osborne’s Budget announcement earlier this year, he announced that cash ISAs would become more flexible and that non-ISA savings (including P2P) would receive a tax-free exemption up to £1000. Initially there was some doubt cast over whether...
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Placing Your Trust in a Creditable Platform
12th June 2015
Sourcing funding is tough within the current economic climate. Mainstream lenders are fearful of lending due to the sting they received as a result of the financial crisis of 2008. However, as the economy is picking up, with it...
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The Peer-to-Peer Lending Market Report – Overview
Ever since the financial crisis of 2008 the UK’s major banks have been lumbered with more stringent policies and regulatory obligations that prevent them from meeting the needs of lenders and borrowers across the country. Borrowers are keener than ever...
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Wellesley & Co win ‘P2P Lender of the Year Award’ at The Bridging and Commercial Awards 2015!
Yesterday afternoon Wellesley & Co attended the Bridging and Commercial Awards and were pleased to win the ‘P2P Lender of the Year Award’. Bridging and Commercial is an industry publication that is widely respected and over 600 industry...
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How Realistic are Global Investors’ Return Expectations?
10th June 2015
A recent Natixis Global Investor Survey has highlighted a concerning mind-set in regards to risk, as well as primary threats to retirement portfolios and a prospective fall-out from the rising use of alternative investments. Despite this, the overall outlook for...
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SMEs Have Finance Options
8th June 2015
According to a leading UK independent invoice specialist, too many business owners are dipping into their personal savings, borrowing from family and friends or are relying on bank overdrafts to sustain their business activities. These types of borrowing tend...
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Ethical Considerations When Investing
5th June 2015
Investment portfolios are chosen specifically through personal preference and suitability. Each investment is selected because an individual has aspirations of growing their financial reserves. However, people’s investment choices are influenced by personal opinion and more straightforwardly, the best deal...
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