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Ethical Considerations When Investing

 

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Investment portfolios are chosen specifically through personal preference and suitability. Each investment is selected because an individual has aspirations of growing their financial reserves. However, people’s investment choices are influenced by personal opinion and more straightforwardly, the best deal on offer at the time.

When selecting investment options, it is said that depositors have three main approaches; Negative Screening, Positive Screening and Shareholder Engagement. Negative Screening sees an investor deciding the types of businesses that they would categorically not support. Positive Screening enables investors to actively seek to invest money in companies that they feel they can positively contribute towards. Shareholder Engagement is where shareholders aim to positively influence businesses. All three types of approaches towards seeking ethical investments can guide the formation of your investment portfolio.

There are many investment opportunities available which give investors the opportunity to select investments that suit their criteria. Peer-to-Peer lending is an investment alternative that can offer long and short-term investment terms with increased rates of return. Although, a level of risk is involved, Peer-to-Peer lending in an innovative form of investment that is rapidly expanding in popularity.

Wellesley & Co is Peer-to-Peer lending platform with a range of investment products that could suit you. Wellesley lends primarily, but not exclusively to property developers. The companies’ ethos is to get Britain building again by providing finance to hundreds of SMEs and individuals. Wellesley is a Peer-to-Peer lending platform with a simple concept and a unique business model. We make asset backed loans with our own capital and only lend funds to assured borrowers and we promise that you will began to earn interest on funds from the moment that they are committed.

If you are seeking an investment option that involves investing in property without the overheads of property management, Wellesley & Co may suit you. For further information about what we offer, please telephone our London Based Customer Service Team 0800 888 6001 or email [email protected]

Bear in mind

Wellesley Property Bond

  • The Wellesley Property Bond has a fixed rate and duration.
  • The Wellesley Property Bond is an ISA eligible investment, allowing you to earn tax free interest on your investment. Please note, tax allowances and the tax efficient benefit of ISAs could change in the future.

Your capital is at risk and interest payments are not guaranteed. Investment in any Wellesley Property Bonds are not covered by the Financial Services Compensation Scheme (FSCS). In the event of a loan default or if Wellesley Secured Finance Plc becomes insolvent, you may lose some or all of your investment, including interest payments due. If you are in any doubt about making an investment or do not fully understand the risks, you are strongly recommended to consult an independent professional financial adviser before you subscribe.

Wellesley is the singular name for the following collective of companies, Wellesley Group Limited (09811856), Wellesley & Co Limited (07981279) and Wellesley Finance Plc (08331511). Wellesley Secured Finance Plc was established as a special purpose vehicle for the sole purpose of issuing asset backed securities and is not part of Wellesley Group.

The information contained in this website has been approved as a financial promotion for UK publication by Wellesley & Co Limited (FRN 631197) who is authorised and regulated by the Financial Conduct Authority (FCA). Wellesley Property Bonds are issued by Wellesley Secured Finance Plc (the Issuer) and is not authorised or regulated by the FCA.

Wellesley & Co Limited and Wellesley Finance Plc are registered in England and Wales and their registered office and trading address is at St Albans House, 57/59 Haymarket, London SW1Y 4QX. The registered address for Wellesley Secured Finance Plc is at 1 Bartholomew Lane, London, EC2N 2AX.

 

Require further information?
Call our customer service team on 0800 888 6001 or e-mail us on [email protected]