We invest alongside
you in things like
bricks and mortar.

+ Earn up to 1.85% pa

+ Start with as little as £10

Peer-to-Peer Lending

Our Peer-to-Peer lending platform offers you the opportunity to invest in asset-backed loans. First, we combine your money with funds from other investors. We then commit our own money alongside yours and lend that combined pot of money to borrowers we trust, using the interest paid by them to pay competitive rates to you.

Term Annual Interest
(paid at maturity)
1 year 1.75% pa
2 years 1.85% pa

Your capital is at risk and interest payments are not guaranteed. 

Investment in Wellesley & Co Limited is not covered by the Financial Services Compensation Scheme.

All terms have a fixed rate and duration. All interest is paid gross and subject to income tax.

Peer-to-Peer Lending Key Features

All loans are asset-backed

Every loan that we make is secured against tangible assets, such as residential or commercial property.

We invest with you

We commit our money alongside yours – indeed, we are the first Peer-to-Peer platform to place our own funds into every loan we make.

100% track record

No investor has ever lost any of their funds with Wellesley.

Auto-Matching

Our Auto-Matching tool optimises diversification by spreading our investors’ funds across our entire loan book on a weekly basis.

Rigorous evaluation

We lend only to experienced, creditworthy, carefully selected commercial borrowers, and all loan applications are rigorously evaluated by our highly experienced Credit Committee.

Investment through Wellesley & Co involves lending to individuals or companies and therefore your capital is at risk and interest payments are not guaranteed if the borrower fails to repay the loan. In that event, Wellesley would attempt to recover the funds outstanding. However, such security arrangements do not guarantee full return of capital and income. Peer-to-Peer lending is not covered by the Financial Services Compensation Scheme.

Investment through Wellesley & Co Limited involves lending to individuals or companies and therefore your capital is at risk and interest payments are not guaranteed if the borrower defaults. It is important to remember that historic loan default rates are not necessarily indicative of future default rates. Wellesley & Co Limited is authorised and regulated by the Financial Conduct Authority (FCA) (Registration Number 655503). Wellesley & Co Limited is not covered by the Financial Services Compensation Scheme. Wellesley & Co Limited (No. 07981279) is registered in England and has its registered office at St Albans House, 57/59 Haymarket, London, SW1Y 4QX.