7 of the Best Apps to Help You Save Money

With the majority of the population owning smartphones it can be helpful to involve technology in your bid for financial freedom. Mobile apps are now big business and there are some clever (and free) options to download on both iOS and Android. Why not make things easier for yourself by letting an app help your financial goals.



If you are seeking a hassle-free way to save then Plum could be the answer. The AI assistant sets money aside for you automatically a couple of times a week by linking to your bank account; you can set the level of saving you are happy. All your money is collected into a Plum account and it can easily be transferred back into your current account or a savings account. There are loads of different rules you can apply to save even more and the app can even help you find better deals on your household bills!



Part of a new wave of banks, Monzo is one of the most popular apps available. With a plethora of different inbuilt gizmos to use, such as a spending habits tracker and a budgeting tool, Monzo is designed to make saving and managing your money easy.



Cleo’s motto is ‘It’s your money. Own it.’ Reach your goals with this intelligent app geared to helping you take control of your cash.  The app talks to you like a friend, giving you budgets and financial breakdowns, as well as some inspiring comments should Cleo feels you need them!



Budgeting app Squirrel enables you to split your salary by bills, goals, and a weekly allowance to spend on life’s little luxuries.  Everything is customisable within the app and whether you’re saving for a weekend break or a house deposit, Squirrel can help make it happen.


Money Dashboard

Master your money and stay on top of your finances with Monday Dashboard. The personal finance app allows you to input all your details so that you have a clear picture of how, when and where you’re spending your money. You can group all of your accounts together in one place and you can create different budgets and utilise the planner which sets our predictions based on your financial history and habits.



Dedicated to helps you save effortlessly, Tandem allows you to set up autosavings in under 10 minutes, meaning the hard work is done for you. You can choose from three ways to save and the money in your Tandem account will earn 0.5% AER (at time of publishing).



Available on IOs and Android, Chip uses an algorithm to calculate what you can afford to save based upon your spending habits. Chip has also launched interest accounts, meaning you can boost any money that you save.

Wellesley is the singular name for the following collective of companies, Wellesley Group Limited (09811856), Wellesley & Co Limited (07981279) and Wellesley Finance Plc (08331511). Wellesley Secured Finance Plc was established as a special purpose vehicle for the sole purpose of issuing asset backed securities and is not part of Wellesley Group.

The information contained in this website has been approved as a financial promotion for UK publication by Wellesley & Co Limited (FRN 631197) who is authorised and regulated by the Financial Conduct Authority (FCA). 

Wellesley & Co Limited and Wellesley Finance Plc are registered in England and Wales and their registered office and trading address is at St Albans House, 57/59 Haymarket, London SW1Y 4QX. The registered address for Wellesley Secured Finance Plc is 1 Bartholomew Lane, London, EC2N 2AX.


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