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Half of Retirees Providing ‘Living Inheritance’

Half of Retirees Providing 'Living Inheritance'

Half of Retirees Providing 'Living Inheritance'New studies show that individuals with an inheritance plan use the cash to fund their retirement plans. This information follows on from a specialist report identifying four primary actions that may help retirees plan a more fruitful financial future.

Be Realistic in your Retirement

It is believed that around 53% of all retirees are unable to turn their retirement aspirations into a reality. Such individuals need to be realistic with their aspirations, especially considering the fact that 47% of working-age individuals plan to semi-retire before they completely retire. This suggests that people need to seriously consider their long-term plans when it comes to work and retirement to find a solution that suits their financial situation.

Investment can be a wise move in these circumstances and there are plenty of available options aside from your traditional methods. Options such as Peer-to-Peer lending are growing in popularity during times where traditional lenders are not delivering the desired products.

Peer-to-Peer Lending

Here at Wellesley, we strive to create a number of products that have been tailored through consumer demand. Our aim is to make lending straightforward. It is, however, recommended that Peer-to-Peer lending is part of a wider investment portfolio as there is a degree of risk involved. Peer-to-Peer lending investments are not covered by the Financial Services Compensation Scheme (FSCS) and therefore it does pose certain risks as your capital is not guaranteed if a borrower fails to repay their loan. The risks are outlined here.

For more information please call one of our team today on 0800 888 6001. Wellesley & Co are Authorised and Regulated by the Financial Conduct Authority.

Bear in mind

Wellesley Property Bond

  • The Wellesley Property Bond has a fixed rate and duration.
  • The Wellesley Property Bond is an ISA eligible investment, allowing you to earn tax free interest on your investment. Please note, tax allowances and the tax efficient benefit of ISAs could change in the future.

Your capital is at risk and interest payments are not guaranteed. Investment in any Wellesley Property Bonds are not covered by the Financial Services Compensation Scheme (FSCS). In the event of a loan default or if Wellesley Secured Finance Plc becomes insolvent, you may lose some or all of your investment, including interest payments due. If you are in any doubt about making an investment or do not fully understand the risks, you are strongly recommended to consult an independent professional financial adviser before you subscribe.

Wellesley is the singular name for the following collective of companies, Wellesley Group Limited (09811856), Wellesley & Co Limited (07981279) and Wellesley Finance Plc (08331511). Wellesley Secured Finance Plc was established as a special purpose vehicle for the sole purpose of issuing asset backed securities and is not part of Wellesley Group.

The information contained in this website has been approved as a financial promotion for UK publication by Wellesley & Co Limited (FRN 631197) who is authorised and regulated by the Financial Conduct Authority (FCA). Wellesley Property Bonds are issued by Wellesley Secured Finance Plc (the Issuer) and is not authorised or regulated by the FCA.

Wellesley & Co Limited and Wellesley Finance Plc are registered in England and Wales and their registered office and trading address is at St Albans House, 57/59 Haymarket, London SW1Y 4QX. The registered address for Wellesley Secured Finance Plc is at 1 Bartholomew Lane, London, EC2N 2AX.

 

Require further information?
Call our customer service team on 0800 888 6001 or e-mail us on [email protected]