The money you invest with Wellesley is lent to carefully chosen, creditworthy borrowers seeking a competitive source of funding – primarily experienced residential property developers, investors and landlords.
Here, you can see some of the projects that your money helps to fund.
All borrowers are rigorously assessed by our highly experienced Credit Committee in order to establish their ability to repay a loan. Our Loan Officers will monitor all outstanding loans across every project, in order to ensure the prompt and full repayment of both capital and interest. These are included, but not limited to:
Investment through Wellesley & Co involves lending to individuals or companies and therefore your capital is at risk and interest payments are not guaranteed if the borrower fails to repay the loan. In that event, Wellesley Finance would attempt to recover the funds outstanding. However, such security arrangements do not guarantee full return of capital and income. Peer-to-Peer lending is not covered by the Financial Services Compensation Scheme.
If you are looking for a bridging or development loan please visit Wellesley Finance where you will be able to find further information about your requirements.
The success of the Wellesley Finance Plc lending business requires both entrepreneurship and the rigorous exercise of commercial judgement. The nature of our core markets requires this approach to be tempered by high standards of underwriting, due diligence and asset management, and a clear credit risk framework. Critical to this is an understanding and articulation of the key transactional risks.
Alasdair Lenman, Group Chief Financial Officer