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Wellesley Finance Plc is not regulated by the Financial Conduct Authority and does not offer any regulated services.

Thank you for your interest in the Wellesley Mini-Bond, which is issued by Wellesley Finance Plc, and you are now being taken to the Wellesley Mini-Bond site.

1 Year


Annual Interest

(Paid On Maturity)

2 Year


Annual Interest

(Paid On Maturity)

All terms have a fixed rate and duration. All interest is paid gross and subject to income tax.

How it works

At Wellesley, we offer investors a unique opportunity.
An independent British business, we’re dedicated to offering our customers attractive interest rates.
Our model is simple but different. We call it ‘The Wellesley Way’.
First, we combine your money with funds from other investors.
Then, we add our own money, alongside yours. Now that’s unique!
We lend that combined pot of money to borrowers we trust – individuals and businesses investing in property – and we use the interest paid by them to pay competitive rates to you.
Our experienced Credit Committee assesses our borrowers’ ability to repay their loans.
Because we ‘secure’ these loans against the property assets, and only ever lend up to a percentage of a property’s value, we can sell the property to seek to recover our loan if a borrower can’t repay and we experience a loss.
Our investment is always the first to be used in the event of any loss and, every week, we redistribute our investors’ money across all the loans we’ve made, spreading the risk.
No customer has ever lost a penny investing in Wellesley. It’s expertise you can trust.
Do something with your money, The Wellesley Way.

Return Calculator

Investment through Wellesley & Co involves lending to individuals or companies and therefore your capital is at risk and interest payments are not guaranteed if the borrower fails to repay the loan. In that event, Wellesley Finance would attempt to recover the funds outstanding. However, such security arrangements do not guarantee full return of capital and income. Peer-to-Peer lending is not covered by the Financial Services Compensation Scheme.

Frequently asked questions