1 Year


Annual Interest

(Paid On Maturity)

2 Year


Annual Interest

(Paid On Maturity)

All terms have a fixed rate and duration. All interest is paid gross and subject to income tax.

All loans are asset-backed:

Every loan that we make is secured against tangible assets, such as residential or commercial property.

We invest with you:

We commit our money alongside yours - indeed, we are the first and only peer-to-peer platform to place our own funds into every loan we make.


Our Auto-matching tool optimises diversification by spreading our investors' funds across our entire loan book on a weekly basis.

Rigorous evaluation:

We lend only to experienced, creditworthy, carefully selected commercial borrowers and all loan applications are rigorously evaluated by our highly experienced Credit Committee.

Return Calculator

Investment through Wellesley & Co involves lending to individuals or companies and therefore your capital is at risk and interest payments are not guaranteed if the borrower fails to repay the loan. In that event, Wellesley Finance would attempt to recover the funds outstanding. However, such security arrangements do not guarantee full return of capital and income. Peer-to-Peer lending is not covered by the Financial Services Compensation Scheme.