Blog

Pent-up Demand For Peer-to-Peer Lending – An Infographic

Wellesley infographic

 

A national survey of 2000 people, conducted by Populus in May of this year, has uncovered various attitudes towards P2P lending and investment. 

The demand for P2P is increasing, but some ordinary savers want more information and reassurance regarding the risks. The industry came under FCA regulation in April, and 19% of respondents said that this would encourage them to invest. 34% of those who are already familiar with the platform, say they would increase their investment if regulatory rules were clearer, but nearly half (47%) thought incorporating P2P into an ISA scheme would make them invest more.

Graham Wellesley, the Founder, Joint CEO and Chairman of Wellesley & Co has welcomed the fact that P2P is accessible to all, and this survey in particular “challenges the notion that P2P lending and investment is something that only the wealthy can afford to do.” In response to people’s concerns about potential risks and regulation, Wellesley reassured investors in lending platforms that “this is a regulated and increasingly transparent industry”, and is set to become “the natural mainstream investment choice for ordinary savers.”

Bear in mind

Wellesley Property Bond

  • The Wellesley Property Bond has a fixed rate and duration.
  • The Wellesley Property Bond is an ISA eligible investment, allowing you to earn tax free interest on your investment. Please note, tax allowances and the tax efficient benefit of ISAs could change in the future.

Your capital is at risk and interest payments are not guaranteed. Investment in any Wellesley Property Bonds are not covered by the Financial Services Compensation Scheme (FSCS). In the event of a loan default or if Wellesley Secured Finance Plc becomes insolvent, you may lose some or all of your investment, including interest payments due. If you are in any doubt about making an investment or do not fully understand the risks, you are strongly recommended to consult an independent professional financial adviser before you subscribe.

Wellesley is the singular name for the following collective of companies, Wellesley Group Limited (09811856), Wellesley & Co Limited (07981279) and Wellesley Finance Plc (08331511). Wellesley Secured Finance Plc was established as a special purpose vehicle for the sole purpose of issuing asset backed securities and is not part of Wellesley Group.

The information contained in this website has been approved as a financial promotion for UK publication by Wellesley & Co Limited (FRN 631197) who is authorised and regulated by the Financial Conduct Authority (FCA). Wellesley Property Bonds are issued by Wellesley Secured Finance Plc (the Issuer) and is not authorised or regulated by the FCA.

Wellesley & Co Limited and Wellesley Finance Plc are registered in England and Wales and their registered office and trading address is at St Albans House, 57/59 Haymarket, London SW1Y 4QX. The registered address for Wellesley Secured Finance Plc is at 1 Bartholomew Lane, London, EC2N 2AX.

 

Require further information?
Call our customer service team on 0800 888 6001 or e-mail us on [email protected]