Your investments

Peer-to-Peer Investments

 

Estimated returns

Please see the below set payment plan for peer-to-peer investments. Please refer to 'Live P2P' information if your investment was live on 14 September 2020. If your investment had matured and you only had a suspended balance remaining, please refer to 'Suspended P2P'

	Estimate returns (p/£)	Example repayment schedule on a £100 investment
Live P2P	48	Dec-20: £8.50 Jun-21: £15.94 Dec-21: £23.51 Total: £47.95
Suspended P2P	31	Dec-20: £5.50 Jun-21: £10.30 Dec-21: £15.20 Total: £31.00

Please note that as contingent creditor of Wellesley Finance Limited you will be issued a cash payment at the value of £1.

 

 

The Wellesley Property Mini-Bond

 

Estimated returns

In order to assist, Wellesley have set out below the illustrative total amounts investors may expect to receive as well as the anticipated payment dates.

For each mini-bond investment you hold, it should be noted that the amounts and timings of these returns are subject to both adjudication of your claim in the CVA by the Supervisors and also the terms of the CVA. For example, whether you elect cash or equity, both the amounts and timings of the anticipated returns to you as shown below will depend upon the future financial performance of the Company.

Additionally, for mini-bond investors who have not already done so, you must submit a notice of claim by 12 April 2021 in order to be eligible to receive a return from the CVA, this is applicable to both the cash and equity options. Please see the below payment plans for Wellesley Mini-Bonds - Series 1. You have until [DATE] to submit your choice of cash or equity. If you do not make a selection your preference will default to cash.

Please note that the returns shown below are a combination of:

• Returns from monies currently held in a segregated bank account on behalf of Wellesley Property Mini-Bond investors, which is due to be paid in October 2020. This is separate to and does not form part of your return under the CVA.
• Returns due to you from the sale of the loan book pursuant to the security Wellesley Property Mini-Bond investors held, which is separate to and does not form part of your return under the CVA. Returns to you in this regard, are included with the estimated payments in December 2020, June 2021 and December 2021.
• Returns due to you under the CVA. Please refer to the ‘Election’ section above and the CVA Proposal.

	Estimate returns (p/£)	Payment type	Example repayment schedule on a £100 investment
Cash	84	Oct-20: Unallocated secured funds* Dec-20: Secured funds Jun-21: Secured and unsecured funds Dec-21: Secured and unsecured funds	Oct-20: £11.87 Dec-20: £8.68 Jun-21: £16.27 + £5.68 Dec-21: £24.00 + £17.03 Total: £83.52
Equity	89	Oct-20: Unallocated funds* Dec-20: Secured funds Jun-21: Secured funds Dec-21: Secured funds Dec-23: Unsecured funds Dec-24: Unsecured funds	Oct-20: £11.87 Dec-20: £8.68 Jun-21: £16.27 Dec-21: £14.26 Dec-23: £14.26 Dec-24: £24.00 Total: £89.35

Please note that as preferred shares are issued at the value of £1, any unsecured claims will be rounded up to the nearest £1.

* This payment relates to funds that are in a segregated client account and were unallocated to the loan book when it was sold. As such the funds will be distributed and returned accordingly to Wellesley Property Mini-Bond investors.

The Wellesley Mini-Bond - Series 1 (M1)

 

Estimated returns

In order to assist, Wellesley have set out below the illustrative total amounts investors may expect to receive as well as the anticipated payment dates.

For each mini-bond investment you hold, it should be noted that the amounts and timings of these returns are subject to both adjudication of your claim in the CVA by the Supervisors and also the terms of the CVA. For example, whether you elect cash or equity, both the amounts and timings of the anticipated returns to you as shown below will depend upon the future financial performance of the Company.

Additionally, for mini-bond investors who have not already done so, you must submit a notice of claim by 12 April 2021 in order to be eligible to receive a return from the CVA, this is applicable to both the cash and equity options. Please see the below payment plans for Wellesley Mini-Bonds - Series 1. You have until [DATE] to submit your choice of cash or equity. If you do not make a selection your preference will default to cash.

Payment Plan	Estimate returns (p/£)	Example repayment schedule on a £100 investment
Cash	58	Jun-21: £14.47 Dec-21: £43.40 Total: £57.86
Equity	73	Dec-23: £36.43 Dec-24: £36.43 Total: £72.86

Please note that as preferred shares are issued at the value of £1, any unsecured claims will be rounded up to the nearest £1.

The Wellesley Mini-Bond - Series 2 (M2)

 

Estimated returns

In order to assist, Wellesley have set out below the illustrative total amounts investors may expect to receive as well as the anticipated payment dates.

For each mini-bond investment you hold, it should be noted that the amounts and timings of these returns are subject to both adjudication of your claim in the CVA by the Supervisors and also the terms of the CVA. For example, whether you elect cash or equity, both the amounts and timings of the anticipated returns to you as shown below will depend upon the future financial performance of the Company.

Additionally, for mini-bond investors who have not already done so, you must submit a notice of claim by 12 April 2021 in order to be eligible to receive a return from the CVA, this is applicable to both the cash and equity options. Please see the below payment plans for Wellesley Mini-Bonds - Series 1. You have until [DATE] to submit your choice of cash or equity. If you do not make a selection your preference will default to cash.

Payment Plan	Estimate returns (p/£)	Example repayment schedule on a £100 investment
Cash	1	Jun-21: £0.25 Dec-21: £0.75 Total: £1.00
Equity	25	Dec-23: £12.50 Dec-24: £12.50 Total: £25.00

Please note that as preferred shares are issued at the value of £1, any unsecured claims will be rounded up to the nearest £1.

The Wellesley Mini-Bond - Series 3 (M3)

Estimated returns

In order to assist, Wellesley have set out below the illustrative total amounts investors may expect to receive as well as the anticipated payment dates.

For each mini-bond investment you hold, it should be noted that the amounts and timings of these returns are subject to both adjudication of your claim in the CVA by the Supervisors and also the terms of the CVA. For example, whether you elect cash or equity, both the amounts and timings of the anticipated returns to you as shown below will depend upon the future financial performance of the Company.

Additionally, for mini-bond investors who have not already done so, you must submit a notice of claim by 12 April 2021 in order to be eligible to receive a return from the CVA, this is applicable to both the cash and equity options. Please see the below payment plans for Wellesley Mini-Bonds - Series 1. You have until [DATE] to submit your choice of cash or equity. If you do not make a selection your preference will default to cash.

Payment Plan	Estimate returns (p/£)	Example repayment schedule on a £100 investment
Cash	1	Jun-21: £0.25 Dec-21: £0.75 Total: £1.00
Equity	25	Jun-21: £12.50 Dec-21: £12.50 Total: £25.00

Please note that as preferred shares are issued at the value of £1, any unsecured claims will be rounded up to the nearest £1.

The Wellesley Property Bond

Estimated returns

Please see the below estimated payment plan for The Wellesley Property Bond investments.

	Estimate returns (p/£)	Example repayment schedule on a £100 investment
CVA - loan book sale	71*	Dec-20: £12.66 Jun-21: £23.73 Dec-21: £35.01 Total: £71.40

 

* Proceeds from loan book sale subject to deductions of costs before distribution to Property Bond investors, so final distribution may be lower.