Invest in Wellesley Finance’s
asset backed lending
and business expansion.

+ Earn up to 5.20% pa gross

+ Start with as little as £100

The Wellesley Mini-Bond

The Wellesley Mini-Bond offers investors the opportunity to be a part of the group’s ongoing success by providing additional operating capital for business expansion and to fuel further growth of Wellesley Finance Plc’s property lending business.

In return, investors receive a fixed rate of interest, paid monthly or at Maturity, together with the full return of their original capital with no deductions or charges.

Term Annual Interest
pa gross
(paid monthly)
Annual Interest
pa gross
(paid at Maturity *)
1 year 3.93% 4.00%
3 years 4.23% 4.50%
5 years 4.68% 5.20%

All terms have a fixed rate and duration. All interest is subject to withholding tax at the basic rate of income tax imposed in the UK by HM Revenue and Customs.

The Wellesley Mini-Bond is not covered by the Financial Services Compensation Scheme (FSCS) and your capital is at risk. Wellesley Mini-Bonds are non-transferable and cannot be held within an ISA account.

*If you choose to receive your interest at Maturity of your Wellesley Mini-Bond, this will mean that interest is rolled up and will be paid to you upon repayment or redemption of your relevant Wellesley Mini-Bond. By way of example, if you held a 3 Year Bond and chose to be paid interest at Maturity, and notified Wellesley of your intention to redeem your Wellesley Mini-Bond to take effect one year after the initial two year fixed term, interest would be paid to you upon that redemption date (i.e. the 4th anniversary that your 3 Year Bond was issued to you).

Mini-Bond Key Features

Wide choice of terms

The Mini-Bond offers four investment terms, designed to suit your investment horizon: 2, 3 or 5 years.

Interest payment flexibility

Choose to receive your interest monthly to aid your budgeting, or roll it up and receive it at Maturity.

Rigorous evaluation

We lend only to experienced, creditworthy, carefully selected commercial borrowers, and all loan applications are rigorously evaluated by our highly experienced Credit Committee.

100% track record

No investor has ever lost any of their funds with Wellesley.

Wellesley Finance Plc operates in an exciting sector which traditionally has been dominated by the high street banks; we lend the money of our investors to carefully chosen borrowers. Our speciality is secured lending, presently within development finance and property. By investing in the Wellesley Mini-Bond issue, our investors are supporting a new and innovative British asset-backed lending company and, in return, receive an attractive rate of return on their investment.

Graham Wellesley, Chief Executive Officer

Before you subscribe for any Wellesley Mini-Bonds, you should make sure that you fully understand the risks which are set out in the Invitation Document and you should determine whether the investment is suitable for you on the basis of all the information contained in the Invitation Document. In the event that Wellesley Finance Plc becomes insolvent, you may lose some or all of your investment. If you are in any doubt about the contents of the Invitation Document or the action you should take, you are strongly recommended to consult a professional financial advisor. Investment into Wellesley Mini-Bonds is not protected from loss by the Financial Services Compensation Scheme (FSCS).

The Wellesley Mini-Bonds are issued by Wellesley Finance Plc, a company incorporated in England and Wales with its registered office at 6th Floor, St Albans House, 57/59 Haymarket, London SW1Y 4QX. The information contained in this webpage which relates to Wellesley Mini-Bonds has been approved as a financial promotion for UK publication by BDO LLP, 55 Baker Street, London W1U 7EU (FRN: 229378) which is authorised by the Financial Conduct Authority to conduct investment business.

* Since its launch, The Wellesley Mini-Bond issued by Wellesley Finance Plc had, in June 2017, raised, in total, over £50million.

The Wellesley Mini-Bonds are issued by Wellesley Finance Plc, a company incorporated in England and Wales with its registered office at 6th Floor, St Albans House, 57/59 Haymarket, London SW1Y 4QX. The information contained in this webpage which relates to Wellesley Mini-Bonds has been approved as a financial promotion for UK publication by BDO LLP, 55 Baker Street, London W1U 7EU (FRN: 229378) which is authorised by the Financial Conduct Authority to conduct investment business.

Wellesley Finance Plc is not regulated by the Financial Conduct Authority and does not offer any regulated services. Wellesley Finance Plc (no. 08331511) is registered in England and has its registered office and trading address at St Albans House, 57/59 Haymarket, London SW1Y 4QX, UK.

Wellesley Finance Plc is part of Wellesley Group Limited.